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Episode 3716:
Paula Pant explains why the easiest way to save more is to pull your savings off the top and spend whatever is left. She argues that not being able to save is a limiting belief rather than a math problem, then offers her One Percent Challenge as proof: raise your savings rate by a single percentage point each month and you are saving an extra 12 percent within a year. It is a saving money strategy built for people who hate budgets.
Read along with the original article(s) here: https://affordanything.com/take-the-one-percent-challenge
Quotes to ponder:
"Yank your savings from the top and go wild with the rest."
"It's the anti-budget: the budget for people who hate budgets."
"If you want to give yourself the best chance of success, make a plan that's as easy as possible."
Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
