Popular podcasts

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam

▶ Webplayer

• Business
• Investing
• Education
• Self Improvement

About this podcast

Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate...

Episodes

• 3719: [Part 2] The Right Way (And the Wrong Way) to Lend Money to Family and Friends by J.D. Roth of Get Rich Slowly on Financial Discipline

  Oct 1, 2026 · 9:49

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3718: [Part 1] The Right Way (And the Wrong Way) to Lend Money to Family and Friends by J.D. Roth of Get Rich Slowly on Family Finances

  Sep 30, 2026 · 10:00

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3717: Challenge: Save $1,000 in Just 3 Days by Chris Reining on Money Habits

  Sep 29, 2026 · 10:20

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3716: Take the One Percent Challenge from Afford Anything on Saving Money

  Sep 28, 2026 · 11:16

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3715: 6 Ways to Give Memorable Gifts (Without Going Into Debt) by Carrie Smith with PT Money on Intentional Spending

  Sep 27, 2026 · 9:52

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3714: Effort Alone Isn't Enough by David Cain of Raptitude on Intentional Living

  Sep 27, 2026 · 10:47

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3713: Retirement 101: When and How to Start Contributing to Your Retirement by Kalen Bruce of Money Mini Blog on Index Fund Investing

  Sep 26, 2026 · 9:22

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3712: Playing the Money Game by Steve Pavlina on Money Mindset

  Sep 25, 2026 · 10:51

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3711: It's Called 'Personal' Finance for a Reason (Or When it Makes Sense to Go Into Debt) by Kalen Bruce of Freedom Sprout on Personal Finance

  Sep 24, 2026 · 10:32

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3710: How to Use a Budget Calendar by Kumiko of The Budget Mom on Budgeting

  Sep 23, 2026 · 12:34

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3709: What it Feels Like to Become Rich by Mr. Money Mustache on Financial Independence

  Sep 22, 2026 · 12:24

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3708: [Part 2] You Can Teach An Old Dog New Tricks by Grumpus Maximus on Family Finances

  Sep 21, 2026 · 11:37

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3707: [Part 1] You Can Teach An Old Dog New Tricks by Grumpus Maximus on Paying Down Debt

  Sep 20, 2026 · 10:42

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3706: When Life Throws You Curveballs by Julie Morgenstern on Intentional Living

  Sep 20, 2026 · 9:50

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3705: It's Only Money by Craig Stephens of Retire Before Dad on Emergency Funds

  Sep 19, 2026 · 12:05

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3704: Sufficiency by Chris Guillebeau on Money Mindset

  Sep 18, 2026 · 12:08

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3703: Simple Finances: How and Why to Build Up a Cushion in the Bank by Leo Babauta of Zen Habits on Financial Security

  Sep 17, 2026 · 11:18

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3702: The Latte Factor: 8 Ways We Often Overspend by Lama Farran with Becoming Minimalist on Intentional Spending

  Sep 16, 2026 · 12:21

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3701: Happiness Through Subtraction by The Mad Fientist on Financial Independence

  Sep 15, 2026 · 13:12

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3700: The Evolution of the Meaning of Money by Jacob Lund Fisker of Early Retirement Extreme on Money Mindset

  Sep 14, 2026 · 11:24

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3699: Great Financial Lessons My Dad Taught Me: Money Doesn't Have To Make Your Life Miserable by Michelle Schroeder-Gardner on Money Mindset

  Sep 13, 2026 · 9:34

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3698: Eating Healthy On A Budget by Tania Brown with Financial Finesse on Saving Money

  Sep 13, 2026 · 10:16

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3697: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy on Personal Finance

  Sep 12, 2026 · 9:50

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3696: How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less on Intentional Spending

  Sep 11, 2026 · 9:06

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3695: What It Feels Like to No Longer Worry About Money by Joshua Fields Millburn of The Minimalists on Money Mindset

  Sep 10, 2026 · 10:53

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3694: Maybe Investing Isn't Worth The Risk by Dave of Accidental Fire on Stock Market Investing

  Sep 9, 2026 · 9:23

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3693: How I Stopped Excessive Gifting by Tim Sullivan with Get Rich Slowly on Intentional Spending

  Sep 8, 2026 · 10:36

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3692: 5 Investments That Made Me a Millionaire by Chris Reining on Building Wealth

  Sep 7, 2026 · 10:55

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3691: What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

  Sep 6, 2026 · 13:41

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3690: Patient and Decisive by Tynan on Intentional Living

  Sep 6, 2026 · 11:10

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3689: How to Retire Early by ESI of ESI Money on Financial Independence

  Sep 5, 2026 · 12:08

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3688: Is DEBT Fueling Your Life by Paula Pant of Afford Anything on Money Mindset

  Sep 4, 2026 · 10:31

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3687: Confessions of a (Reformed) Shopaholic by Britt with No Sidebar on Intentional Spending

  Sep 3, 2026 · 11:57

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3686: 3 Seriously Simple Tactics We Used to Pay Off Our Loans Early by Jessica Thiefels with Money Mini Blog on Paying Down Debt

  Sep 2, 2026 · 9:58

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3685: Rant: Stop Focusing on the 4% Rule by Mr. 1500 Days on Safe Withdrawal Rate

  Sep 1, 2026 · 13:46

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3684: What Happened When We Stopped Spending Money for a Whole Week by Philip Taylor of PT Money on Intentional Spending

  Aug 31, 2026 · 10:28

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3683: Asset Allocation by Steve Pavlina on Investment Strategies

  Aug 30, 2026 · 12:28

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3682: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance

  Aug 30, 2026 · 8:25

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3681: Mr. Money Mustache vs. No Impact Man by Mr. Money Mustache on Frugality

  Aug 29, 2026 · 11:25

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3680: The Cluttered Lives of Middle-Class Americans by J.D. Roth of Get Rich Slowly on Minimalism

  Aug 28, 2026 · 12:52

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3679: 5 Signs You Are Not Ready for Retirement by Mike Ballew of EggStack on Retirement Planning

  Aug 27, 2026 · 9:19

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3678: A Personal Spending Plan that Actually Works by Joshua Becker of Becoming Minimalist on Budgeting

  Aug 26, 2026 · 10:10

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3677: Fiscal Fitness: Eliminate Debt with 10 Successful Diet Principles by Leo Babauta of Zen Habits on Paying Down Debt

  Aug 25, 2026 · 10:58

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3676: 5 Practical Tips To Live Below Your Means by Robyn Goldfarb of A Dime Saved on Intentional Spending

  Aug 24, 2026 · 10:20

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3675: Are Side Hustles Worth It? by Madison Block with Women Who Money on Side Hustles

  Aug 23, 2026 · 11:23

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3674: Chronotypes, Sleep, and Productivity by Sara Lindberg with Healthline on Peak Productivity

  Aug 23, 2026 · 10:52

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3673: Practical Tips from Successful Investors by Brian Tracy on Investment Advice

  Aug 22, 2026 · 10:02

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3672: The Worst Money Mistakes I've Made by Mark Dennis with Financial Finesse on Money Habits

  Aug 21, 2026 · 12:36

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3671: 3 Spending Habits That Are Setting You up for Failure by Kumiko of The Budget Mom on Money Habits

  Aug 20, 2026 · 9:58

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3670: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Investment Advice

  Aug 19, 2026 · 10:06

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3669: Failure is Okay by JD Roth of Get Rich Slowly on Money Mindset

  Aug 18, 2026 · 11:57

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3668: The Value of Following Your Dreams When They Don't Make Money by Kym Wilson with Tiny Buddha on Intentional Living

  Aug 17, 2026 · 10:56

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3667: How to Stop Buying Stuff You Don't Need (Real Tips That Work) by Jennifer of SimplyFiercely on Intentional Spending

  Aug 16, 2026 · 13:30

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3666: How I Turned Things Around When My Life Was a Mess by Jen Hayes on Fresh Starts

  Aug 16, 2026 · 11:07

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3665: Why I Use a CPA to Do My Taxes by ESI of ESI Money on Tax Planning

  Aug 15, 2026 · 10:54

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3664: Why Most Retirement Calculators Don't Work by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

  Aug 14, 2026 · 12:48

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3663: Should I Stop Using Retirement Accounts If I'm Planning To Retire Early? By Chris Reining on Retirement Investing

  Aug 13, 2026 · 12:36

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3662: The Cost of Things AND Know Why You Buy by Colin Wright of Exile Lifestyle on Smart Spending

  Aug 12, 2026 · 11:34

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3661: The Less You Own The Less That Owns You by Michelle Schroeder-Gardner of Making Sense of Cents on Minimalist Living

  Aug 11, 2026 · 12:28

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3660: Why you need F-you money AND Time Machine and the future returns for stocks by JL Collins on Financial Independence

  Aug 10, 2026 · 12:31

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3659: Why Do Some People Consistently Spend More Than They Earn by Sam of Financial Samurai on Money Mindset

  Aug 9, 2026 · 13:33

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3658: Pressing Restart by Danae Smith of This Wondrous Life on Fresh Starts

  Aug 9, 2026 · 9:34

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3657: Can I Retire Young? by Jacob Lund Fisker of Early Retirement Extreme on Financial Independence

  Aug 8, 2026 · 10:33

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3656: How to Save 20% of Your Income (Consistently) Each Year in Your 30s by Philip Taylor of PT Money on Retirement Planning

  Aug 7, 2026 · 13:22

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3655: Rogue Waves, Rogue Markets by Jesse Cramer with Best Interest on Stock Market Education

  Aug 6, 2026 · 10:46

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3654: Is It Fair to Earn Passive Income? by Steve Pavlina on Money Mindset

  Aug 5, 2026 · 8:49

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3653: Key Question: How Much Is Enough By Leo Babauta of Zen Habits on Frugal Living

  Aug 4, 2026 · 10:22

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3652: [Part 2] Hierarchy of Financial Needs (and the Meaning of Life) by The Mad Fientist on Money and Happiness

  Aug 3, 2026 · 12:40

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3651: [Part 1] Hierarchy of Financial Needs (and the Meaning of Life) by The Mad Fientist on Financial Independence

  Aug 2, 2026 · 10:57

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3650: 5 Stress Management Techniques by Lucy Miller with No Sidebar on Finding Calm

  Aug 2, 2026 · 11:23

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3649: How To Build Wealth By Spending Money Wisely by Steve Chou of My Wife Quit Her Job on Smart Spending

  Aug 1, 2026 · 12:36

  Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you…

• 3648: Why You Shouldn't Make House Purchases Based on Emotions by Kalen Bruce of Money Mini Blog

  Jul 31, 2026 · 9:44

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3647: 5 Investing Rules from Building a 7-Figure Portfolio by Chris Reining on Investing Strategies

  Jul 30, 2026 · 11:42

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3646: Why Smart People Make Bad Spending Decisions by Ornella Grosz with Budgets Are Sexy on Financial Decision-Making

  Jul 29, 2026 · 10:37

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3645: 11 Ways to Simplify Your Financial Life by Bob Lotich with Becoming Minimalist on Financial Simplicity

  Jul 28, 2026 · 12:55

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3644: Which Part of the Money Wave Do You Surf By Mr. Money Mustache on Personal Finance

  Jul 27, 2026 · 11:20

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• BONUS: A Farewell from Diania

  Jul 27, 2026 · 8:25

  In this special bonus episode, Diania Merriam shares a heartfelt farewell after more than five years as the host of Optimal Finance Daily. She tells the story of how a late-night…

• 3643: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money

  Jul 26, 2026 · 10:21

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3642: What is Intention Setting and How to Live with Intention by Shirley of Daring Living on Intentional Living

  Jul 26, 2026 · 9:14

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3641: 8 Tips to Save Money on Groceries by Amanda Brownlow of Hello Brownlow on Frugal Living

  Jul 25, 2026 · 9:09

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3640: Motivation and Money by Honey Smith of Get Rich Slowly on Money Mindset

  Jul 24, 2026 · 10:16

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3639: [Part 2] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet

  Jul 23, 2026 · 9:53

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3638: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet

  Jul 22, 2026 · 9:11

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3637: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Stock Market Education

  Jul 21, 2026 · 9:37

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3636: What Is An Index Fund? by Andrew of Dollar After Dollar on Investing Basics

  Jul 20, 2026 · 10:59

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3635: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Investment Strategy

  Jul 19, 2026 · 14:21

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3634: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Education Choices

  Jul 19, 2026 · 8:58

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3633: Hidden 401K Fees No One Talks About by Logan Allec with Saving Joyfully on Retirement Investing

  Jul 18, 2026 · 10:15

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3632: [Part 2] How We Saved Multi-Millions by Go Curry Cracker on Wealth Building

  Jul 17, 2026 · 9:34

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3631: [Part 1] How We Saved Multi-Millions by Go Curry Cracker on Wealth Building

  Jul 16, 2026 · 9:05

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3630: What’s Probably Missing From Your Financial Plan by Erik Carter of Financial Finesse on Financial Planning

  Jul 15, 2026 · 9:22

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3629: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey

  Jul 14, 2026 · 10:11

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3628: Budgeting Basics: Income vs. Expenses by Kumiko of The Budget Mom on Money Management

  Jul 13, 2026 · 10:57

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3627: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Smart Money Habits

  Jul 12, 2026 · 9:54

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3626: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Habits

  Jul 12, 2026 · 8:30

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3625: 6 Ways Being Cheap Can Cost You Money by Michelle Schroeder-Gardner of Making Sense of Cents

  Jul 11, 2026 · 7:55

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3624: How One Millenial Couple Saves 25000 Per Year by Jen Hayes on Saving Strategies

  Jul 10, 2026 · 9:27

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3623: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Smart Money Habits

  Jul 9, 2026 · 8:26

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3622: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Smart Money Habits

  Jul 8, 2026 · 11:16

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

• 3621: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda with Women Who Money

  Jul 7, 2026 · 9:10

  Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you…

Your podcast? Get the Podli badge for your site

PodliGet the free Podli app

↓ App