Planning for Two Lifetimes: Mike Ringel on Financial Security for Families with Special Needs

What happens to a child with special needs when their parents are no longer there to care for them? In this episode of the NY Professional Spotlight Podcast, Roman Kirzhner sits down with CPA, financial planner, and author Mike Ringel to discuss one of the most important financial planning conversations families can have.

Mike shares how his career evolved from public accounting and entrepreneurship into a mission-driven practice focused on helping families with children and adults who have special needs. He explains why these families must plan for two lifetimes, how thoughtful financial planning can protect government benefits, and why parents don't have to sacrifice their own retirement to secure their child's future.

During the conversation, Mike also discusses the importance of finding your professional niche, building a business around purpose, creating long-term passive income, and surrounding yourself with the right team to maximize your strengths.

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