Splitting the Check Without Shame, and Why High Earners Don't Feel Rich — Becoming Financially Confident

Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur

What happens when even six-figure earners stop feeling high income?

In this episode of Becoming Financially Confident, Ralph Estep Jr. breaks down why a Dollar General CEO says shoppers earning $100,000 or more no longer feel high income, plus a simple grocery price check you can try this week.

Ralph and Juliet also cover how to split a restaurant check without the awkwardness, why one in five Americans call sports betting an investment, whether to start a side gig or chase a promotion, a relative who expects you to pay every time, and the storage unit you keep paying for.

In This Episode

Splitting the check: A Zelle survey found 52% of Gen Z have ghosted a date to dodge the bill, and how to settle it before anyone orders.
High earners feel the squeeze: Why shoppers earning $100,000 or more are acting like lower income customers, and a 10-item price check to run this week.
Sports betting: Why bettors get back less than 75 cents on every dollar, according to Bank of America data, and how to check your own last 90 days.
Side gig or day job: Why a real promotion usually pays more per hour than a side hustle after taxes, and the client who made about $3 an hour on DoorDash.
Paying for a relative's meals: How to raise it with your partner at a calm time, why it's a relationship issue before it's a money issue, and the earlier episode with Karen on having that conversation.
The storage unit you never open: Why the US has more self-storage facilities than Starbucks, Walmart, and McDonald's combined, and how to set a move-out date.
Family loans: How a written promissory note can keep a $4,000 loan from ending a holiday dinner.
Money Move: Checking your withholding with the IRS estimator so April 15 holds no surprises.
Win Ralph's Money: 663 entries last week, and this week's drawing is open now.

Have a money question for Ralph?

https://www.becomingfinanciallyconfident.com/voicemail

Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern:

https://www.becomingfinanciallyconfident.com/live

LINKS MENTIONED

Win Ralph's Money

https://www.becomingfinanciallyconfident.com/giveaway

Quicken Simplifi

https://www.becomingfinanciallyconfident.com/quicken

LawDepot

https://www.becomingfinanciallyconfident.com/lawdepot

IRS Tax Withholding Estimator