Student Loans, Rising Car Insurance, and a Health Insurance Trap

I found out this week that fewer than half of us have claimed a 1% discount that's sitting on our student loans right now, my car insurance keeps climbing even though I haven't had a single claim, and one of my own clients once owed the IRS $18,000 because of a health insurance rule almost nobody knows about.

Visit our website: https://www.becomingfinanciallyconfident.com

This is today's episode of Becoming Financially Confident, airing weekdays at 11:30 AM Eastern.

I'm Ralph Estep Jr., a licensed public accountant with 30 years in the business, and I'm joined by my cohost Juliet.

On today's show:

• That 1% student loan discount expires September 30th, and I walk through exactly how much it's worth and how to set up autopay without getting hit with an overdraft
• Why my own insurance costs keep rising even though nothing about my driving has changed, and the exact script I use to shop three quotes the right way
• A hard lesson from my own office: a client who owed $18,000 in health insurance subsidies he didn't realize he'd have to pay back, and the one thing you can do at healthcare.gov today
• Why I told my own team "don't do it" when we talked about delivery driving side hustles, and the real numbers behind why it can pay as little as $6 an hour
• What buy now, pay later actually does to your credit, and the statistic that surprised even me

Watch or join us live at https://www.becomingfinanciallyconfident.com/live.

Links mentioned in this episode:

Stamps.com affiliate - https://www.becomingfinanciallyconfident.com/stamps

Quicken Simplifi affiliate - https://www.becomingfinanciallyconfident.com/quicken

WalletHub affiliate - https://www.becomingfinanciallyconfident.com/wallet

Health insurance marketplace - https://www.healthcare.gov

Equifax - https://www.equifax.com

Experian - https://www.experian.com

TransUnion - https://www.transunion.com