A Mortgage Lender Explains Why You Should Date the Rate, Not the Headlines — Becoming Financially Confident

Hosts: Ralph Estep Jr, a licensed public accountant of over 30 years + Juliet, a first-time entrepreneur.

Here's what we got into today:

The IRS deadline for anyone who filed an extension is October 15, and I'm telling clients to file even if they can't pay in full, since the penalty for not filing is steeper than the one for paying late.
A new poll has 89 percent of people 65 and older saying they'd rather raise taxes on younger workers than touch their own Social Security, and I think we're headed for some real friction over the next couple of years.
AI scammers are now mining obituaries and calling new widows within days of a funeral.
Mortgage lender Jason Bochniak joined me to break down where rates are really headed, why he tells clients to date the rate instead of waiting on the sidelines, and how builder rate buydowns actually work.
For our money move this week, Juliet canceled two subscriptions and saved herself 230 dollars a year. I have to admit I did not do my homework on this one.

Got a money question for me? Send it to us at becomingfinanciallyconfident.com/voicemail.

Or come watch us live every weekday, 11:30 am ET at becomingfinanciallyconfident.com/live.

Want to talk mortgages with Jason? Reach him at 302-983-6731, jbochniak@newfed.com, or newfed.com/loan-officers/jason-bochniak.

Have a great weekend, everybody.

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becomingfinanciallyconfident.com/easywill

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