Health Community: The View from the Tail: What Accident and Health Reinsurers See in High-Cost Claims and Emerging Therapies

Host Ankit Nanda, FSA, MAAA, FCA, speaks with Paul Skrtich, ASA, MAAA, ACIA, Senior Vice President, Accident and Health at OdysseyRe, about how health insurance looks from the reinsurer's seat, where the tail of the claims distribution drives the economics. The conversation covers lasers on known high-cost claimants, emerging cost drivers from skin substitutes to GLP-1s and cell and gene therapies, and how ACOs and provider-payer alignment of interests reshape the risk reaching the excess layers.