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Insurance Exam Prep

Insurance Exam Prep

AHIP Medicare Exam Prep 26, Extra Help and Low Income Subsidies

Insurance Exam Prep · Sep 11, 2026 · 3:39

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This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:
- What Part D Extra Help is and how it reduces premiums, deductibles, copayments, and waives late enrollment penalties
- How automatic deeming works for Dual eligibles, SSI recipients, and Medicare Savings Program enrollees
- How CMS plan reassignment protects LIS beneficiaries when standalone plan premiums exceed benchmarks
- Why agents must verify current LIS status instead of guaranteeing specific subsidy amounts or copays
- The DSM mental shortcut to quickly recall automatic eligibility categories on the AHIP exam

For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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