Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep.Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.”Every Monday, Wednesday, and...
Listen in the Podli app 🎧
Follow your favourite podcasts, listen offline and in the car with CarPlay and Android Auto, and always pick up where you left off. Free to try.
Sep 30, 2026 · 58:18
A $12,000 emergency room bill for popping a dislocated shoulder back into place. A car-buying strategy that saved one family $4,000 with a single text message. A college…
Sep 28, 2026 · 59:26
Some financial strategies aren't bad, they're just wildly oversold to people they were never built for. Joe and OG walk through five genuinely legitimate, sometimes powerful…
Sep 25, 2026 · 58:59
Live from FinCon, Joe sits down with historian and bestselling author Joseph Moore, Paula Pant, and Jesse Cramer to talk about what's actually keeping people up at night: AI…
Sep 23, 2026 · 1:05:09
In April 2025, the bond market did something the stock market couldn't: it made a sitting president reverse course within days. Financial Times journalist Robin Wigglesworth,…
Sep 21, 2026 · 1:03:05
"How do I know it's time to fire my advisor?" That question came up over and over at a recent retreat, enough that Joe knew it needed its own episode. Today he and OG walk…
Sep 18, 2026 · 1:06:00
You've done everything right. Emergency fund, employer match, maxed-out retirement account, boring diversified index funds quietly compounding in the background. And now some…
Sep 16, 2026 · 1:07:16
The traditional life plan, learn, work for four decades straight, retire once and for all, was built for a much shorter life than many of us are actually going to live. Lynda…
Sep 14, 2026 · 56:56
Someone with half a million dollars confidently retires and thrives. Someone else with a full million dollars runs into trouble within a few years. The dollar amount alone never…
Sep 11, 2026 · 1:01:01
Collaboration is celebrated everywhere else. Musicians collaborate. Athletes have training partners. Businesses merge their best ideas together. But mention teaming up on your…
Sep 9, 2026 · 1:17:02
Todd Havens spent decades dreaming of a net worth of zero, just breaking even felt like an impossible finish line. Then, in 2021, at the height of COVID, a doctor delivered news…
Sep 7, 2026 · 1:04:23
Every brokerage account asks the same question: how comfortable are you with a 20% decline? Are you conservative, moderate, or aggressive? Joe and OG argue that's exactly the…
Sep 4, 2026 · 58:29
This is a different kind of episode. No trivia, no headlines, just Joe and longtime health and wellness expert Angelo Poli having an honest, unscripted conversation about what…
Sep 2, 2026 · 1:08:51
What actually makes for a happy retirement? Today, Joe sits down with retirement expert Wes Moss , author of The Retire Sooner Method , to explore the research behind America’s…
Aug 31, 2026 · 54:44
Companies have gotten frighteningly good at removing friction from spending. One click, stored payment info, a box on your porch before you've even had time to regret the…
Aug 28, 2026 · 45:30
Everybody likes to believe they're too smart for marketing. Companies spend billions of dollars putting jingles and slogans in our heads anyway, and this episode puts that theory…
Aug 26, 2026 · 1:10:26
Before Mel Robbins became one of the most recognized names in personal development, she was $800,000 in debt, unemployed, and numbing the panic with bourbon most nights by six…
Aug 24, 2026 · 1:04:29
There's a version of financial advice that lists fifty things you're supposed to be doing at once: build an emergency fund, pay off debt, invest, get life insurance, start a…
Aug 21, 2026 · 1:13:39
Every parent eventually asks the same question: what does my kid actually need to know about money, and when do I teach it? Today's roundtable brings together three genuinely…
Aug 19, 2026 · 54:29
"Do I need a trust or just a will?" might be the single most common estate planning question there is, and estate attorney Tim Semro says most people are asking it backwards. The…
Aug 17, 2026 · 1:14:25
Nobody skips reading a contract because they're careless. Contract attorney Leo Mann spent 30 years writing the fine print that governs leases, car loans, job offers, and gym…
Aug 14, 2026 · 1:03:07
There's a version of financial responsibility that looks a lot like discipline but can quietly become something else: an inability to ever stop optimizing. Chasing 0.2% more…
Aug 12, 2026 · 1:01:35
Every year, Len Penzo prices out the exact same ten brown-bag sandwiches, using the exact same methodology, at the exact same time of year, and turns it into one of the most…
Aug 10, 2026 · 55:44
Three Stackers call into the basement today with three very different problems, but they all boil down to the same uncomfortable question: what do you do when the "obviously…
Aug 7, 2026 · 58:01
Most people measure a bad boss in bad days: the meeting that went sideways, the credit that got stolen, the comment that stung longer than it should have. Money Mentor Mel…
Aug 6, 2026 · 1:14:11
It's easy to walk out of a rushed appointment, an unexplained bill, or a denied claim and quietly blame the person in the white coat. Doc G (Doctor Jordan Grumet), the hospice…
Aug 5, 2026 · 1:04:51
There's a strange thing that happens to a lot of people as their income grows: the anxiety doesn't go away, it just changes shape. More money, more accounts, more to track, and…
Aug 3, 2026 · 51:13
Most people only think about taxes twice a year: while filing, and while dreading filing next time. That gap is exactly where expensive surprises are born. Today's episode is a…
Jul 31, 2026 · 1:04:39
Three genuinely sharp financial minds sit down today and, one by one, admit to the same kind of dumb money moves everyone else makes. Not because they didn't know better. Because…
Jul 30, 2026 · 54:21
Homeowners insurance prices are up a whopping 24% since 2022. One in seven homeowners now has no insurance at all. In some parts of the country, companies aren't just raising…
Jul 29, 2026 · 1:11:56
Odds are good that part of your paycheck disappears into an account with the Fidelity name on it every two weeks. Almost nobody stops to ask who's actually on the other end of…
Jul 28, 2026 · 1:09:29
There are three words that quietly end up costing more than almost any bad investment: "he handles it." Not because delegating is wrong, but because somewhere between division of…
Jul 27, 2026 · 56:12
There's a new bill in Washington that sounds like a fix but is really just a promise to eventually have a debate about one. That's not why this episode matters. What matters is…
Jul 24, 2026 · 1:10:05
A former OpenAI researcher went on Diary of a CEO and said there's a 70% chance AI ends badly for humanity, told his wife they shouldn't have more children because they'd never…
Jul 22, 2026 · 1:11:36
Ryan Hawk arrived at Miami University the day after high school graduation, with a plan to earn the starting quarterback job and make it to the NFL. Two years later, a 6'5" kid…
Jul 20, 2026 · 1:14:58
An alarming number of people have access to a 401(k) and are either not using it, not getting the full employer match, or not making the simple moves that turn a good account…
Jul 17, 2026 · 1:11:49
A Wall Street Journal story about a 17-year-old helping his family with financial decisions kicks off a much bigger Stacking Benjamins question: who should you actually trust…
Jul 15, 2026 · 1:20:34
In the 1800s, the smartest financial advice your grandparents could receive was: don't save money, because it will probably go to zero. Stocks were considered scams. Real estate…
Jul 13, 2026 · 59:57
Small company stocks were up nearly 22% in the first six months of 2026. Emerging markets were up 24%. Meanwhile, plenty of people sat on the sidelines convinced those asset…
Jul 10, 2026 · 1:01:02
Today's show asks one of the trickiest questions in personal finance: when does a good habit go too far? Saving is great. Cutting expenses can change your life. Earning more can…
Jul 8, 2026 · 1:07:09
Scott Galloway doesn't do soft-pedal advice. In this Greatest Hits conversation, the NYU professor, entrepreneur, investor, and author of The Algebra of Wealth joins Joe to talk…
Jul 6, 2026 · 1:00:07
Should you invest money you're saving for a house, or keep it in cash? How does an inherited IRA actually work when it's split between siblings? What should a single person think…
Jul 3, 2026 · 1:04:04
Most retirement content talks about what to do. This episode talks about what actually goes wrong -- and how often it happens to people who thought they had it figured out. Joel…
Jul 1, 2026 · 1:16:32
Every time you drive past a packed 7 Brew or a Raising Cane's with a line around the block, you probably wonder for about 30 seconds what that owner's life looks like. Is it…
Jun 29, 2026 · 1:01:46
Americans are sitting on more home equity than ever -- and more of them are tapping it. Not because they're struggling, but because they locked in ultra-low mortgage rates and…
Jun 26, 2026 · 1:03:27
Americans are in the middle of the largest wealth transfer in history. Trillions of dollars are moving between generations right now. But what do you actually do when half a…
Jun 24, 2026 · 1:08:17
Most retirement planning focuses on accumulation -- how to save enough. Dana Anspach of Sensible Money has spent her career on the other side of that equation: what happens when…
Jun 22, 2026 · 1:07:47
SpaceX raised $75 billion in the largest IPO in history -- more than all 71 other IPOs combined so far this year. Shares jumped nearly 20% on day one. Elon Musk became the…
Jun 19, 2026 · 57:29
Everyone inherited financial wisdom from somewhere -- a parent who clipped coupons at three different grocery stores, a first job, a financial guru, or just the culture you grew…
Jun 17, 2026 · 1:00:21
Thanks to Surfshark for sponsoring the show. Go to https://surfshark.com/stackingb or use code STACKINGB at checkout to get 4 extra months of Surfshark VPN! Isaac Newton was one…
Jun 15, 2026 · 1:02:14
Robinhood just launched agentic trading -- an AI that can execute stock trades and purchases on your behalf using criteria you set in advance. There's also a new agentic credit…
Jun 12, 2026 · 1:04:05
Thanks to Surfshark for sponsoring the show. Go to https://surfshark.com/stackingb or use code STACKINGB at checkout to get 4 extra months of Surfshark VPN! You might not look…
Jun 10, 2026 · 1:15:51
One day you're comparing Roth IRA options. The next you're helping Mom navigate long-term care paperwork, fighting with a bank over a power of attorney document, and wondering…
Jun 8, 2026 · 59:48
Most people plan their retirement like they control the date. The data says they don't. A new Society of Actuaries study found that 59% of retirees stopped working earlier than…
Jun 5, 2026 · 1:04:56
Thanks to Surfshark for sponsoring the show. Go to https://surfshark.com/stackingb or use code STACKINGB at checkout to get 4 extra months of Surfshark VPN! You're making more…
Jun 3, 2026 · 1:19:13
Cody Berman had the $80,000 corporate job straight out of college, the four-hour daily commute, and the career path everyone said he should want. He hated all of it. By 25, he…
Jun 1, 2026 · 57:03
Most DIY investors spend their energy optimizing investments. The wealthiest investors optimize systems. According to Vanguard, a great advisor can add roughly 3% to your…
May 29, 2026 · 57:53
Most of the financial decisions keeping you up at night are two-way doors. You can change them. You can undo them. The real one-way doors -- the decisions that actually lock you…
May 27, 2026 · 1:01:36
The five highest global uncertainty readings since the 1980s have all occurred in the last five years. And yet the answer Wall Street keeps selling -- products that promise…
May 25, 2026 · 1:06:57
Everyone wants to know the magic savings number. Is it 10%? 15%? Half your paycheck while eating ketchup packets in the woods? In this Memorial Day basement hangout, Joe, OG,…
May 22, 2026 · 55:49
Prices are up. Budgets are tighter. And people are making some surprising choices about what stays and what goes. The woman skipping the new laptop and the graduation dress is…
May 20, 2026 · 1:06:38
Every family knows the feeling. You spend $1,000 to get everyone to the happiest place on Earth, and by 1:30 someone's crying, someone's sunburned, and somebody just paid $18 for…
May 18, 2026 · 1:05:27
You wake up, check your portfolio, and realize one stock has quietly become your entire retirement plan. Maybe it came from an employee stock purchase plan. Maybe Grandma left…
May 15, 2026 · 1:00:36
What actually separates people who build lasting wealth from everyone else? Not the tips. Not the apps. The habits. Joe put the question to a panel of financial planners,…
May 13, 2026 · 1:18:22
Thirty years ago Beth Kobliner wrote the book that a generation of financial planners handed to their clients' kids. The core advice still holds. But the world around it has…
May 11, 2026 · 1:07:50
A new study just confirmed what most people in their 40s already feel but rarely say out loud: running out of money is scarier than death. Gen X is leading that number at 73% --…
May 8, 2026 · 35:10
Ever spend an entire afternoon trying to save 38 cents… while completely ignoring the $10 decision sitting right in front of you? Yeah. We’ve all been there. In today’s…
May 6, 2026 · 1:06:22
Getting to your first $25,000 saved is harder than anything that comes after it. Not because the math is complicated -- because the habits aren't built yet, the fixed expenses…
May 4, 2026 · 1:02:32
What if the reason your investment decisions feel so hard isn't the market -- it's how you're wired to think about outcomes? Annie Duke spent years as a professional poker player…
May 1, 2026 · 56:52
You've seen the ads. Invest like the ultra-wealthy. Get access to what the 1% does. But what does the 1% actually do -- and how much of it should a normal person try to copy?…
Apr 29, 2026 · 1:03:39
Haley Sacks didn't grow up knowing what a 401k was. She was nannying for a kid named Winthrop on the Upper East Side, doing comedy at night, and getting paid cash under the…
Apr 27, 2026 · 57:18
Most investors spend their energy asking the wrong question. It's not which fund is best -- it's which combination of funds gets you to your actual goal at a cost and complexity…
Apr 24, 2026 · 53:21
Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go…
Apr 22, 2026 · 1:14:55
Blockchain. Stablecoins. Wallets. Staking. Halvings. If you've spent the last few years nodding confidently through crypto conversations while quietly hoping nobody asks a…
Apr 20, 2026 · 54:11
Most people think about investing in terms of what to buy. Joe Saul-Sehy, OG, and CFP Anna Allem argue the more important question is where you put it. This week they break down…
Apr 17, 2026 · 1:06:03
What would you ask about money if you had the mic? Live from Texas A&M Texarkana, Joe Saul-Sehy, Paula Pant, and financial educator Jay Davis take questions from students facing…
Apr 15, 2026 · 54:09
The same mental patterns that cause investors to panic-sell during a downturn, chase validation through status purchases, or freeze up when facing big financial decisions --…
Apr 13, 2026 · 52:43
Oil prices up. Tariffs in the headlines. Markets bouncing. Your phone serving you a fresh reason to panic every 10 seconds. This week Joe Saul-Sehy and OG break down why…
Apr 10, 2026 · 1:01:42
Most people don't start thinking seriously about retirement until their forties. If that's you, the good news is you're not behind. You're normal. And this week three CFPs,…
Apr 8, 2026 · 1:13:37
Retirement expert Jamie Hopkins has spent 20 years helping people plan for retirement, and his most counterintuitive advice stops most savers cold: in the final years before you…
Apr 6, 2026 · 1:05:53
A Kiplinger study of 1,000+ everyday millionaires found four traits that kept showing up. None of them involve a big salary, a hot stock tip, or a lucky break. This week Len…
Apr 3, 2026 · 1:05:10
Most of us were never taught this stuff. So, where do you actually start? Thirty-nine states now require a personal finance course to graduate from high school. That's real…
Apr 1, 2026 · 1:02:35
Bola Sokunbi didn't start with advantages. She started with a $54,000 salary she never negotiated, a rollover IRA mistake that cost her 40% of her savings, a tenant who stopped…
Mar 30, 2026 · 47:02
Markets are down. Social media is loud. And somewhere in the back of your mind, a voice is asking if you should do something. That voice has cost investors more money than any…
Mar 27, 2026 · 1:04:39
Willpower has a terrible track record with money. It works until it doesn't, and then your good intentions are the first thing to go when life gets busy. The investors and savers…
Mar 25, 2026 · 1:06:52
The best investors in the world are wrong -- a lot. Researchers Claire Flynn Levy and Lee Freeman-Shor spent over a decade studying elite money managers and found that being…
Mar 23, 2026 · 1:02:31
If your emergency fund feels like it's just sitting there doing nothing, you might be measuring the wrong thing. The real return on cash isn't the yield -- it's what that cash…
Mar 20, 2026 · 1:07:23
Your financial plan is only as good as what happens to it under pressure. A market drop. A job loss. An inflation spike that turns "fine" into "wait, what?" Most portfolios are…
Mar 18, 2026 · 55:36
What if reaching financial independence was the easy part? Amy Minkley spent years optimizing toward her number — then hit it and discovered something nobody's spreadsheet…
Mar 16, 2026 · 1:09:27
A 401(k) loan often looks harmless. You're borrowing from yourself, the interest comes back to you, and you'll pay it back before it matters -- right? But the fastest way to…
Mar 13, 2026 · 1:08:12
Millennials didn't just change how people invest -- they changed what investing even looks like. Cheaper, faster, more automated, and occasionally more dangerous than anything…
Mar 11, 2026 · 58:42
Personal finance loves clean rules. Save 20%. Follow the 4% rule. Always max the 401(k). But real life rarely cooperates with tidy formulas. This week Joe Saul-Sehy, OG, and…
Mar 9, 2026 · 54:53
The ultra-wealthy get access to private equity, private credit, and pre-IPO deals the rest of us don't. Now, suddenly, those same deals are being marketed to you . Coincidence?…
Mar 6, 2026 · 46:12
The market feels expensive. Again. So should you invest or wait for a pullback? Joe Saul-Sehy brings together a powerhouse roundtable featuring Len Penzo, Paula Pant (Afford…
Mar 4, 2026 · 1:07:49
What if retirement isn't about doing less, but about becoming more? George Jerjian spent his career as a retirement mindset coach, helping others navigate life after work. Then…
Mar 2, 2026 · 1:19:36
If Jen Drummond can climb K2, you can open that Roth IRA. That's the premise of this greatest hits episode featuring mountaineer and author Jen Drummond, who became the first…
Feb 27, 2026 · 1:07:59
Live from Joe's mom's basement (where humility is encouraged and spreadsheets are optional), the crew tackles a deceptively simple question. If most people think they're above…
Feb 25, 2026 · 52:25
Live from Joe's mom's basement (where the jokes are free but hospital care apparently isn't), the Stacking Benjamins crew tackles two very real financial stressors: surprise…
Feb 23, 2026 · 57:20
Live from Joe's mom's basement (complete with dog mugs, birthday roasting, and Doug polishing his trivia crown), the crew tackles a headline that caught plenty of attention. Suze…
Feb 20, 2026 · 59:49
Want your kids to grow into confident money decision-makers without turning every dinner conversation into a financial lecture? In this roundtable episode, Joe sits down with…
Feb 18, 2026 · 57:19
Live from Joe's mom's basement (where receipts go to be judged and spreadsheets fear OG), this episode tackles two big questions Stackers are asking right now. What's the best…
Listen in the Podli app 🎧
Follow your favourite podcasts, listen offline and in the car with CarPlay and Android Auto, and always pick up where you left off. Free to try.
Your podcast? Get the Podli badge for your site
