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Ed Parcaut and Mike Kelly cover Stanislaus County closings, mortgage applications, refinance weakness, a major lock alert, Treasury yields, oil headlines, Iran talks, China and rare earths, diesel costs, and AI tools for podcast production. Stanislaus County reached 182 September closings, while active listings slipped slightly and pending sales rose by two. Mortgage applications fell 1.5%, purchase applications were down 1% for the week and 11% year over year, and refinances were down 62% from one year ago. Ed also explains why mortgage pricing worsened by about 61 basis points as the 10-year Treasury jumped to 5.081. A fast Real Estate Jerky Daily market update with the usual bite. Contact and Social Links: 🔗 **Follow us:**
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- LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate!
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