WHY WOMEN MAKE BETTER INVESTORS THAN MEN | Avinash Satwalekar | Candid Confessions

Money isn't just about earning more, it's about thinking differently.

In this episode of Candid Confessions with Chhavi, I speak with AVINASH SATWALEKAR, President of FRANKLIN TEMPLETON INDIA, about why more women need to take charge of their financial future, the psychology of investing, and the simple habits that build long-term wealth.

This is what the "Change the Soch" initiative is all about. Driving from Kanyakumari to Kashmir in an effort to challenge outdated beliefs around money and encourage more informed, confident investing.

We discuss:

• Why financial independence matters for every woman

• Common investing mistakes to avoid

• Goals vs Return focussed investment and long-term wealth creation

• The mindset needed to become a confident investor

• Practical advice for anyone starting their investment journey

If you're looking to build wealth with confidence, this episode is for you.

Like, Share, and Follow for more conversations that challenge perspectives and inspire better decisions.

GUEST: AVINASH SATWALEKAR, President, Franklin Templeton India

* Website: https://www.franklintempletonindia.com/

* Instagram: www.instagram.com/ftiindia

* Facebook: https://www.facebook.com/FranklinTempletonIndia

* LinkedIn: https://www.linkedin.com/company/franklintempletonindia/

Also follow CANDID CONFESSIONS WITH CHHAVI podcast on:

www.youtube.com/@bwwc

www.youtube.com/@candidconfessionswithchhavi

www.instagram.com/candidconfessionswithchhavi

www.instagram.com/chhavihussein

✨ Join the BEING WOMAN WITH CHHAVI community for these exclusive features.

• Weekly newsletter with intimate reflections

• 2–3 minute audio nuggets on topics we all silently struggle with (Echoes Of Chhavi)

• Anonymous messaging—to share your story and get guidance.

FREE REGISTRATION for all at:

www.beingwomanwithchhavi.com

CHAPTERS:

(00:00) What to expect from this conversation.

(02:15) The idea behind “Change The Soch” and driving from Kanyakumari to Kashmir.

(03:14) How is an investment related conversation with women who are uneducated? Going down to the basics of why.

(04:18) Any pattern which was common in women across the country? Goal focussed vs return focussed.

(05:14) Is there a difference in men investment behaviour vs women? Why are they return focussed?

(06:53) What are the silly mistakes people make when the goals are not defined?

(07:28) The importance of returns to be focussed towards a longer term.

(08:20) The importance of feeling safe, lack of awareness and guilt attached with a loss, for women. The truth behind this stereotype changing the behaviour of wealth advisors towards women investors.

(10:32) The truth behind investments never leading to losses in a study done over years in crisis scenarios.

(13:46) How was the response that you got from the women in the “Change The Soch” drive.

(14:42) What are the commonly asked questions about investment.

(16:58) How do you account for the inflation even when the money technically is growing.

(18:57) The fear of constantly keeping a check on your investments vs having a wealth advisor? And how to know who is the right advisor for you. The importance of having a well diversified portfolio.

(23:44) How many male advisors vs female advisors are there today? How can a woman trust a male advisor when as a woman she is trying to get better at investment herself?

(38:55) Statistics about women vs men investment behaviour.

(29:35) Is there a need to have products targeted specifically towards women considering women’s life cycles and growing divorce rates?

(33:27) Define risk keeping the volatility of markets like wars etc.

(35:19) How do you understand when to pull out your investment from a particular fund.

(38:22) How much should a declining red line make you worry in your portfolio.

(40:31) Closing thoughts and quick tips for women investors or someone who has never done this before.