Non-Consensus Investing: The AI Roll-Up of Main Street — Lumida Wealth : Non-Consensus Invest Beyond the Ordinary

00:00 Introducing Al Goldstein: Enova, Avant, and StoicLane
01:18 What Al learned hosting 57 episodes of his own podcast
02:31 Trust, media, and the rise of creators as a news source
04:22 AI, critical thinking, and raising kids in this era
05:36 Alpha School, Y Combinator, and rethinking education
07:56 Inside Avant: mission, scale, and the credit builder product
09:23 How Al thinks about a potential Avant IPO
10:12 The new wave of fintech bank charters, including Erebor
17:24 Al's family story: Soviet Union to Chicago
19:32 Teaching STEM and math in the age of AI
22:13 AI inside Avant: 100x engineers and a mobile app rebuilt solo
23:57 AI voice agents now handle most of Avant's customer service calls
24:43 Building toward a "personal CFO" banking experience
28:11 The White House AI summit, Elon Musk's reversal on AI risk, and Jevons paradox
32:18 Does AI widen inequality between the curious and the complacent?
32:57 Midterms, populism, and the state of free markets
38:23 Inside StoicLane: rolling up accounting, payroll, and IT services with AI
47:46 Competition heats up as capital floods into AI services roll-ups
49:52 Comparing the model to industrial roll-ups like Brad Jacobs'
50:02 Avant's NASCAR partnership and closing thoughts

Connect with Us Online:

Watch the video on Youtube: https://www.youtube.com/@Lumida_Wealth

🌐 Website: https://www.lumidawealth.com

🐦 Twitter Follow us on https://twitter.com/LumidaWealth

🎵 TikTok: https://www.tiktok.com/@lumidawealth

📸 Instagram: https://www.instagram.com/lumidawealth

📘 Facebook: https://www.facebook.com/lumidawealth