Kinetic Deposits, the Fraud Stack, and the Inheritance That Won't Arrive

Is there really such a thing as a "core deposit" anymore? Ron Shevlin isn't buying it. Fresh off the African American Credit Union Coalition conference, Stacey Bryant shares insights on attracting the next generation of consumers and leaders before the conversation turns to stablecoins, tokenization, Visa's $2.4 billion BioCatch acquisition, AI-powered fraud, and why the "Great Wealth Transfer" may not be the windfall many bankers are counting on. In other words: a normal week in banking chaos.

Show Notes: 

• The 'Great Wealth Transfer' Delusion (or Sorry Girls, But You're Not Getting Your Mom's and My Money)

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Chapters
[00:00] Stacey Returns from AACUC Recharged
[01:06] Why Representation Still Matters in Banking
[03:48] Zillennials, Growth & the Future of Credit Unions
[05:41] Stablecoins, Tokenization & Real Use Cases
[07:20] The Three-Day Interest Problem
[10:24] Why Programmability Matters More Than FedNow
[12:10] Deposit Fidgetization Has Entered the Chat
[13:23] Sticky Deposits Are Dead
[15:12] Visa's $2.4 Billion Fraud Bet
[16:17] AI Is Fueling a Trillion-Dollar Fraud Problem
[20:21] The Vendor Bundling Dilemma
[24:06] The Great Wealth Transfer Delusion
[26:28] Where the Money Actually Goes
[28:01] The Real Opportunity Isn't the Inheritance
[30:22] Parental Financial Management

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