The lending shift investors can't afford to ignore

The rules of property finance are changing. From SMSF reforms to new lending strategies, investors who understand where the market is heading could gain an edge.

Forget interest rates. As self-managed super fund (SMSF), refinancing and commercial lending reshape investors' strategies, finance could become the biggest advantage in today's property market.
On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance, principal of Finni Mortgages, to discuss the biggest changes happening across Australia's lending market.

The pair examine the latest on the government's proposed SMSF borrowing ban, why industry figures suggest the policy may be based on flawed data, and the impact the changes could have on investors, developers, and new housing supply.

They also explore how investors are adapting to a softer market through refinancing, equity releases, and cash-out strategies, while revealing how some lenders are changing their servicing rules to help borrowers increase their capacity.

The duo then looks at the growing appeal of commercial property lending, lease-doc loans, and why investors who have reached their residential borrowing limits are increasingly looking beyond traditional finance.

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