#128: Insurance Tech for Adapting to Climate Change with the Demex Group — Earthlings 2.0 Podcast

In this episode of Earthlings 2.0, we sit down with Bill Clark, former CEO and President of the Demex Group, to explore how climate change is reshaping the insurance industry. As extreme weather events grow more frequent and unpredictable, traditional insurance models are struggling to keep up with the scale and type of risks they must cover. Bill shares how Demex is creating new ways to assess and price risk, particularly around secondary perils like severe storms, floods, and wildfires — events that don’t always make headlines but drive significant losses. The conversation also unpacks the critical role of reinsurance in spreading risk, the slow pace of industry adoption of new models, and why advanced data modeling is key to building financial resilience in a warming world.

Key Points:

Traditional insurance models are struggling – Historic methods of pricing risk can’t keep pace with the rising frequency and intensity of extreme weather.
Secondary perils are becoming costly – Events like floods, hail, and wildfires may not grab headlines, but their growing frequency is straining insurers’ balance sheets.
Data modeling drives resilience – Advanced modeling can help insurers anticipate future losses and build fairer, more sustainable pricing structures.
Bill Clark, Advisory Board Member, former CEO and President of the Demex Group, LinkedIn
Lisa Ann Pinkerton, Earthlings 2.0 Host, CEO of Technica Communications, and Founder of Women in Cleantech and Sustainability, LinkedIn

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