Mortgage 101 with Clinton Wilkins, as heard on CityNews, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions. You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca
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Oct 2, 2026 · 11:52
Clinton and Dan discuss the financial implications of renting versus homeownership and identify resources for first-time buyers.
Sep 28, 2026 · 11:54
Clinton and Dan discuss the current state of the mortgage market, shifting consumer preferences toward variable rates, and the importance of professional financial advice.
Sep 21, 2026 · 11:55
Clinton and Dan discuss the economic impact of trade wars and provide strategic financial advice for mortgage holders.
Sep 14, 2026 · 11:48
Clinton and Dan announce the expansion of the Mortgage 101 radio show via a new broadcasting syndicate across Atlantic Canada.
Aug 31, 2026 · 11:35
Clinton Wilkins and Dan Ahlstrand discuss the ins and outs of mortgage brokering, focusing on refinancing and managing mortgage rates.
Aug 24, 2026 · 11:08
Clinton Wilkins and Dan Ahlstrand discuss the process of working with a mortgage broker, emphasizing the importance of pre-approval and the role of realtors.
Aug 17, 2026 · 13:54
Dan Ahlstrand and Clinton Wilkins discuss the potential impact of U.S. Canada trade tensions on Canadian mortgage rates, with Bank of Montreal suggesting rate cuts might be…
Aug 10, 2026 · 10:53
Dan Ahlstrand and Clinton Wilkins discuss the evolving landscape of mortgage lending.
Jul 29, 2026 · 12:01
Dan Ahlstrand and Clinton Wilkins discuss the current mortgage rate environment, emphasizing the importance of celebrating Pride Month.
Jul 23, 2026 · 11:10
Clinton Wilkins and Dan Ahlstrand welcome on Blair Patterson to highlight the importance of community and security for the LGBTQ+ community.
Jul 16, 2026 · 11:27
Clinton Wilkins and Dan Ahlstrand welcome Blair Patterson to discuss the importance of community involvement and the challenges faced by the LGBTQ+ community in home ownership.
Jul 11, 2026 · 12:28
Clinton Wilkins and Dan Ahlstrand discuss Rogers' decision to shut down six radio stations, including their own in Halifax while reflecting on the evolution of their Mortgage 101…
Jun 29, 2026 · 10:51
Clinton Wilkins and Dan Ahlstrand discuss the importance of early conversations with mortgage brokers.
Jun 22, 2026 · 14:14
Clinton Wilkins and Dan Ahlstrand discuss the current real estate market with realtor Megan Landry.
Jun 15, 2026 · 11:12
Dan Ahlstrand and Clinton Wilkins discuss the Canadian mortgage market and real estate trends.
Jun 10, 2026 · 10:52
Dan Ahlstrand and Clinton Wilkins discuss how The Bank of Canada has kept its key overnight rate steady, which has no immediate impact on variable rate mortgages.
Jun 8, 2026 · 10:48
Dan Ahlstrand and Clinton Wilkins discuss the impact of weather and market uncertainty on the real estate market, noting a softer-than-anticipated spring season.
Jun 1, 2026 · 10:48
Dan Ahlstrand and Clinton Wilkins discussed an upcoming event on May 24 focusing on reverse mortgages.
May 25, 2026 · 14:18
Dan Ahlstrand and Clinton Wilkins discuss reverse mortgages with special guest Trevor, highlighting common misconceptions and the benefits for seniors.
May 18, 2026 · 10:44
Clinton Wilkins and Dan Ahlstrand discuss reverse mortgages with Trevor Gordon from Home Equity Bank. They highlight the benefits of reverse mortgages for seniors.
May 11, 2026 · 11:15
Dan Ahlstrand and Clinton Wilkins discuss the impact of the Bank of Canada's decision to hold the key overnight rate steady on the Canadian real estate market.
May 4, 2026 · 10:48
Dan Ahlstrand and Clinton Wilkins discussed alternative lending, emphasizing that there are multiple mortgage products available.
Apr 29, 2026 · 12:05
Dan Ahlstrand and Clinton Wilkins discussed how the Bank of Canada held its interest rate as anticipated amidst geopolitical tensions.
Apr 27, 2026 · 14:27
Dan Ahlstrand and Clinton Wilkins welcome Alex Lavender discuss the complexities of property tax assessment caps and their impact on homebuyers.
Apr 20, 2026 · 10:45
Dan Ahlstrand and Clinton Wilkins discuss the current housing market with mortgage broker Alex Lavender.
Apr 13, 2026 · 11:18
Clinton Wilkins and Dan Ahlstrand break down why more homebuyers are choosing variable-rate mortgages this spring, exploring rate volatility, inflation pressures, and how to…
Mar 30, 2026 · 10:48
Clinton Wilkins and Dan Ahlstrand discuss the importance of hiring professionals for home renovations and obtaining a pre-approval for mortgages.
Mar 23, 2026 · 14:19
Clinton Wilkins and Dan Ahlstrand discuss strategies for selling a home in the spring market, emphasizing the importance of staging.
Mar 18, 2026 · 8:53
Dan Ahlstrand and Clinton Wilkins discussed how the Bank of Canada maintained its key interest rate at 2.25%, reflecting economic uncertainties.
Mar 16, 2026 · 10:48
Clinton Wilkins and Dan Ahlstrand discuss the busy spring real estate market with guest Alex Tremblay from Century 21 Optimum.
Mar 9, 2026 · 11:17
Dan Ahlstrand and Clinton Wilkins discuss the upcoming spring housing market, noting it as the busiest time of year.
Mar 2, 2026 · 11:16
Dan Ahlstrand and Clinton Wilkins discuss the concept of "loving your home" and provide advice on home ownership at different life stages.
Feb 23, 2026 · 14:25
Dan Ahlstrand and Clinton Wilkins welcome on Derek Sonnichsen from MDW Law to discuss on protecting yourself during divorces, especially regarding property division.
Feb 16, 2026 · 10:50
Dan Ahlstrand and Clinton Wilkins welcome on Derek Sonnichsen from MDW Law to discuss the importance of having open discussions about money and debts before entering into a…
Feb 9, 2026 · 11:25
Dan Ahlstrand and Clinton Wilkins discuss the new Nova Scotia first-time homebuyers program, which reduces the required down payment from 5% to 2%.
Feb 2, 2026 · 10:48
Dan Ahlstrand and Clinton Wilkins discuss refinancing mortgages, emphasizing the importance of understanding the process and considering it when a mortgage comes up for renewal.
Jan 28, 2026 · 8:49
The Bank of Canada has decided to keep its key interest rate at 2.25%, a move that aligns with economic projections and expectations.
Jan 26, 2026 · 14:21
Clinton Wilkins and Dan Ahlstrand welcome Tina Powell to discuss the misconceptions surrounding bankruptcy and consumer proposals.
Jan 21, 2026 · 0:42
Mortgage 101 with Clinton Wilkins is back for 2026. As heard on CityNews, this show is a weekly podcast where the guys discuss everything there is to know about getting a…
Jan 19, 2026 · 10:48
Dan Ahlstrand and Clinton Wilkins welcome guest Tina Powell, a licensed insolvency trustee from MMP, to discuss the current state of consumer insolvency in Nova Scotia.
Jan 12, 2026 · 11:19
Dan Ahlstrand and Clinton Wilkins discuss Merry Debtmas, urging consumers to review their finances and consider refinancing to lower borrowing costs.
Dec 10, 2025 · 11:12
Dan Ahlstrand and Clinton Wilkins discuss the value of mortgage brokers, emphasizing their ability to offer a wide range of lenders and products, unlike banks with guest Adrian…
Dec 8, 2025 · 10:42
Dan Ahlstrand and Clinton Wilkins welcome Mario Cloutier from Manulife to explain the importance of mortgage protection, noting that 83% of Canadians are underinsured.
Dec 4, 2025 · 10:39
Dan Ahlstrand and Clinton Wilkins welcome Jim Spitalli, COO of Sagen, to explain how Sagen provides mortgage insurance for those with less than 20% down payment, allowing them to…
Dec 1, 2025 · 14:41
Dan Ahlstrand and Clinton Wilkins discussed the need for Canadians to understand income, assets, and credit, especially amidst economic challenges like recession and high…
Nov 24, 2025 · 10:20
Clinton Wilkins and Dan Ahlstrand discuss the importance of financial literacy, focusing on assets. They highlight the significance of home ownership, noting that it's often the…
Nov 17, 2025 · 14:03
Dan Ahlstrand and Clinton Wilkins discuss credit scores and financial literacy, emphasizing the importance of understanding credit usage and management.
Nov 10, 2025 · 10:41
Clinton Wilkins and Dan Ahlstrand discuss the impact of self-employment on income and mortgage qualification.
Nov 3, 2025 · 10:41
Dan Ahlstrand and Clinton Wilkins discuss the importance of financial literacy, especially during Financial Literacy Month. They emphasize the need for education on credit,…
Oct 27, 2025 · 9:39
Clinton Wilkins and his team take to the streets to answer real questions from listeners about homeownership, saving for a down payment, and navigating the ever-changing mortgage…
Oct 20, 2025 · 13:31
Clinton Wilkins and guests dive deep into the evolving landscape of mortgage lending in Canada. From the rise in mortgage fraud and the tightening of regulations to the…
Oct 14, 2025 · 10:03
In this special "Best of 2025" episode of Mortgage 101, Clinton Wilkins breaks down the year’s biggest trends in homeownership and mortgage lending. Clinton shares candid advice…
Oct 6, 2025 · 10:19
Clinton Wilkins recaps this year by diving into topics like: Canadians facing renewals, the decision whether to refinance, consolidate debt, or just extend your amortization.
Oct 3, 2025 · 10:39
Clinton and Dan discuss financial literacy, mortgage rates, and housing market trends. They note that while other provinces like Ontario and BC see housing price declines,…
Sep 29, 2025 · 14:06
Clinton and Dan discuss the current state of the mortgage market, focusing on interest rates and home ownership. Clinton mentions a Bank of Montreal economist's projection of a…
Sep 22, 2025 · 10:49
Dan and Clinton discuss the challenges of student housing in Halifax, noting the high cost and limited availability. They observe a shift from parents buying properties for their…
Sep 15, 2025 · 10:59
Clinton is joined by Dan Ahlstrand, and the two discuss the current state of the housing market in the fall. Clinton notes that while the market is still busy, it's more balanced…
Sep 8, 2025 · 10:41
Todd and Clinton discuss the impact of recent fires on insurance costs, noting that insurance premiums have risen due to increased risk factors. They also address the high costs…
Sep 1, 2025 · 14:11
Clinton and Todd discuss the impact of inflation on interest rates and the housing market, noting that rates are expected to stay higher for longer. They explain the concept of…
Aug 25, 2025 · 10:39
The guys discuss the impact of inflation and rising debt on home ownership. Clinton notes that Canadians are heavily indebted, with mortgages averaging $400,000, often supported…
Aug 18, 2025 · 10:38
Todd and Clinton discuss the evolution of their mortgage show, emphasizing their dynamic approach to mortgage lending and broader topics. Clinton, with nearly21 years of…
Aug 4, 2025 · 10:39
Todd and Clinton regroup to wrap up their discussion on Pride in Homeownership. They touch on the impact of political uncertainties, such as trade wars and interest rates, on the…
Jul 28, 2025 · 13:56
Clinton and Blair are back to answer more mortgage questions from listeners. The two explain that mortgage payments are relatively stable, with a portion going to interest and…
Jul 21, 2025 · 10:24
Todd, Clinton, welcome guest Blair Patterson to address questions from listeners, including how to prepare for buying a home in 10 years, the importance of automatic savings, and…
Jul 14, 2025 · 10:54
Clinton Wilkins and Todd Veinotte discuss the intersection of Pride Month and home ownership. They highlight the importance of continuing to address issues of equality, noting…
Jul 7, 2025 · 10:31
Clinton Wilkins and Todd Veinotte discuss the importance of credit monitoring, especially in light of the recent Nova Scotia Power cyber breach affecting 200,000 customers. They…
Jun 30, 2025 · 14:00
Todd Veinotte, Clinton Wilkins, and Trevor Gordon (of Home Equity Bank) discuss the importance of aging in place for retirees. They explore the benefits of a reverse mortgage,…
Jun 23, 2025 · 10:51
Todd Veinotte and Clinton Wilkins welcome Trevor Gordon, Business Development Manager at Home Equity Bank, to discuss reverse mortgages. Trevor explains that Home Equity Bank has…
Jun 16, 2025 · 11:15
Clinton Wilkins and Todd Veinotte discuss the impact of the new government's financial policies on the mortgage market, highlighting the HST exemption on homes valued at $1.5…
Jun 2, 2025 · 9:00
Todd and Clinton discuss the evolving landscape of mortgage lending, highlighting its complexities and the importance of staying informed. They emphasize the necessity of…
May 26, 2025 · 13:43
Sandi Burns, Chief Credit Officer at Manulife Bank, discusses the increasing prevalence of mortgage fraud, particularly in Atlantic Canada. She highlights "fraud for shelter,"…
May 19, 2025 · 10:34
Todd and Clinton are joined by Sandi Burns, Chief Credit Officer at Manulife Bank, to discuss her role in setting mortgage guidelines and managing the lending portfolio. She…
May 12, 2025 · 10:32
Todd Veinotte and Clinton Wilkins discuss the impact of the federal election, economic factors, such as interest rates, inflation, and tariffs, and their effects on the housing…
May 5, 2025 · 10:40
Todd Veinotte and Clinton Wilkins discuss the current state of the mortgage market, highlighting the busy spring real estate season and the impact of interest rates. Clinton…
Apr 28, 2025 · 14:13
Todd Veinotte and Clinton Wilkins discuss the Halifax real estate market with special guest Keith Kenny, a realtor from Century 21 Optimum. They highlight Dartmouth downtown and…
Apr 21, 2025 · 10:38
Keith Kenny, a realtor from Century 21 Optimum with 13 years of experience, discussed the Halifax real estate market. He noted a slight increase in inventory, cautious optimism…
Apr 14, 2025 · 10:51
Todd Veinotte and Clinton Wilkins discuss the mortgage industry and its challenges. Clinton talks about managing his 20,000+ clients, and the impact of external factors like…
Mar 31, 2025 · 10:45
Todd Veinotte and Clinton Wilkins discuss the role of a mortgage broker, emphasizing their ability to offer tailored mortgage advice and access to multiple lenders. Clinton…
Mar 24, 2025 · 14:21
Todd Veinotte and Clinton Wilkins discuss the benefits of home equity lines of credit (HELOCs) for renovations and investments. Clinton explains the role of CMHC insurance for…
Mar 17, 2025 · 10:57
Todd Veinotte and Clinton Wilkins discuss the upcoming spring real estate market, noting it as the busiest time of year due to improved weather and increased buyer activity. They…
Mar 10, 2025 · 11:14
Todd Veinotte and Clinton Wilkins discuss the potential economic impact of tariffs on the Canadian housing market, noting the uncertainty caused by political volatility in the…
Mar 3, 2025 · 10:25
Clinton and Todd are joined again by special guest Leigh Davis, family lawyer from MDW Law. This time, they're digging into the Matrimonial Property Act, it's provisions, and…
Feb 24, 2025 · 13:26
Clinton and Todd are joined by Leigh Davis, family lawyer with MDW Law. The three talk about what it means to practice financial literacy in a matrimonial setting, emphasizing…
Feb 17, 2025 · 9:55
The news lately has been challenging to a lot of Canadians. With the threat of tariffs looming over the economy, what can borrowers expect as far as mortgage rates go? In this…
Feb 10, 2025 · 10:23
It's February, which means it's time to talk about loving your home! Clinton and Todd discuss the many aspects that go into loving your home, emphasizing that renovations should…
Feb 3, 2025 · 9:54
To wrap up their Merry Debtmas conversation, Todd and Clinton invite Tina Powell from MNP Limited to discuss the next steps borrowers need to take after filing for bankruptcy or…
Jan 27, 2025 · 13:25
Todd and Clinton continue chatting on the subject of Merry Debtmas, inviting a friend of the show to share some information that may be helpful to borrowers facing challenging…
Jan 20, 2025 · 10:07
Todd and Clinton's Merry Debtmas conversation continues, this time discussing the ins and outs of mortgage refinancing and renewals, highlighting recent changes to Canadian…
Jan 13, 2025 · 9:18
It's a new year which can only mean one thing: Merry Debtmas! Todd and Clinton discuss the challenges of home ownership and financial planning in this time of rising costs and…
Dec 11, 2024 · 8:46
Mario Cloutier from Manulife joins Clinton Wilkins and Dan Ahlstrand again to discuss risk coverage for borrowers who are looking to build and the high cost of construction…
Dec 9, 2024 · 12:55
Clinton Wilkins and Dan Ahlstrand are joined again by Manulife's Mario Cloutier. They discuss the types of insurance coverage borrowers should look into as they move through…
Dec 4, 2024 · 10:36
Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier, from Manulife, to discuss how to keep your finances protected. Cloutier advises that insurance premiums are often…
Dec 2, 2024 · 12:21
Clinton Wilkins and Dan Ahlstrand talk about financial literacy, highlighting the importance of understanding finances beyond just bank balances, noting that Canadians are at an…
Nov 25, 2024 · 9:38
Dan Ahlstrand and Clinton Wilkins discuss the changing landscape of income and housing in Nova Scotia. They focus on the recent federal government announcements allowing up to…
Nov 18, 2024 · 13:19
Chris Johnson from Sagen joins us on Mortgage 101 to discuss the importance of high-ratio mortgage insurance, which allows buyers to access homeownership with as little as 5%…
Nov 11, 2024 · 10:45
Derek Bellefontaine, Real Estate Appraiser, with Mari Tech joins us as our guest to discuss the role of appraisers in valuing homes, which is crucial for purchasing, refinancing,…
Nov 4, 2024 · 10:41
Special host Dan Ahlstrand joins Clinton Wilkins to kick off Financial Literacy Month, emphasizing education on income, assets, and credit.
Oct 30, 2024 · 13:21
Clinton Wilkins reflects on this year's discussions of the impact of interest rate cuts on consumers, noting that rates have declined by 0.25% and are predicted to reduce further…
Oct 28, 2024 · 10:21
Your host, Clinton Wilkins recaps this year's conversations with Todd Veinotte on the housing market in Halifax. Clinton reminds us of the need for densification due to urban…
Oct 23, 2024 · 11:01
This recap episode of Mortgage 101 highlights concerns about increasing debt levels in Canada, with Equifax reporting that mortgage holders are missing payments. We look back at…
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