Delinquencies Down? Not So Fast... A Conversation with Bill Moreland from BankReg Data

The Community Bank Podcast · Apr 6, 2026 · 43:33

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Today we're joined by Bill Moreland, a credit risk expert whose data and analysis we rely on heavily. Bill helps us break down what's really happening beneath the surface of today's credit metrics — from the rise of NDFIs to the surge in loan modifications and what that signals about risk in this cycle.

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The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees.

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