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This episode busts the biggest mortgage myths costing borrowers money. Mike, Cate and Dave unpack why the lowest rate isn’t always best, how repayment strategy affects future tax deductions, why borrowing capacity varies by lender, the truth about maternity-leave lending, and why bank loyalty rarely pays.
The Property Trio is:
David Johnston, Mortgage Broker - Managing Director of Property Planning Australia
https://propertyplanning.com.au/ Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property
https://www.catebakos.com.au/ Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors
https://www.mcgqs.com.au/ 📩 Got a question you want answered in a future episode? Send it through
https://www.propertytrio.com.au/contact-us/ You can find more info about topics covered in today's show here:
https://www.propertytrio.com.au/2025/12/08/mortgage-myths-exposed/