The Business Credit and Financing Show
The Business Credit and Financing Show · Oct 14, 2026 · 34:00
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Patrick Manning is a recognized leader in the alternative finance industry, with more than 10 years of experience helping small and midsized businesses access the capital they need to grow. Over the past decade, Patrick has assisted in providing more than $1 billion in small business financing and currently serves as CEO of ROK Financial, an industry leader in innovative working capital solutions for businesses across all 50 states.
As CEO, Patrick leads an experienced team of alternative lending advisors while developing a growing network of strategic partners and small business clients. His approach combines deep industry knowledge, relationship-driven financing, and a commitment to integrity and client success.
Under Patrick's leadership, ROK Financial is focused on delivering innovative, cutting-edge financing programs designed to help businesses of all sizes overcome capital challenges, pursue growth opportunities, and achieve their goals. Patrick is passionate about building strategic partnerships and creating better pathways for entrepreneurs to access the financing they need.
During the show we discuss:
The different financing solutions available to business owners, including SBA loans, merchant cash advances, equipment financing, invoice factoring, real estate financing, bridge loans, and lines of credit.
How business financing has evolved to serve everyone from small businesses generating $5,000 per month to established companies seeking millions in funding.
What lenders consider when evaluating applications, including credit scores, monthly revenue, cash reserves, business performance, and available collateral.
How asset-based financing and business HELOCs can help owners access equity in equipment or property and potentially consolidate expensive short-term debt.
Resources:
https://www.rok.biz/
https://www.linkedin.com/company/rokfinancial/
Episodes: The Business Credit and Financing Show