How To Build A 'Super Roth' With Only $100,000/Year | Paul Sundin

Learn how to build the best retirement plans based on your income level as well as how to create a 'super Roth' with as little as $100,000 a year. We walk through the ladder of retirement plans based on wealth status, from the Roth IRA up to cash balance plans and tax-deductible life insurance. In this interview, Caleb Guilliams sits down with Paul Sundin, CPA and founder of Emparion, a company which has been recognized on the highly prestigious Inc. 5000 list of America's fastest-growing private companies.

Want to See If Whole Life Insurance Makes Sense for You? Click Here:
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Want To Learn More About Working With Paul? Click Here: https://www.emparion.com

Chapters:
0:00:00 Introduction
0:01:43 The Best Tax Advantaged Retirement Accounts
0:04:37 Traditional IRA and Roth IRA Basics
0:05:58 How the Backdoor Roth Works
0:06:40 Why Roth Income Limits Still Exist
0:08:56 Funding a Roth for Your Kids
0:10:06 SEP IRA: Best Fit and Limits
0:12:00 Control Group Rules Explained
0:13:33 SIMPLE Plans for Small Teams
0:14:51 Solo 401(k): The Bread and Butter Plan
0:16:56 Adding a Roth to a Solo 401(k)
0:18:30 Safe Harbor 401(k) and Employee Match
0:20:16 Mega Backdoor Roth: 3 Components
0:24:06 Cash Balance and Defined Benefit Plans
0:25:29 Rules for Combining Retirement Plans
0:27:30 Will Taxes Really Go Up? Paul's Take
0:31:52 How a Defined Benefit Plan Works
0:35:43 Why Age and Income Drive Contributions
0:37:26 The Tesla Analogy for DB Funding
0:40:40 Who Cash Balance Plans Are Built For
0:42:36 Your Funding Range and the 50% Kicker
0:45:27 Investing Inside a Cash Balance Plan
0:49:29 Who Is a Bad Fit for These Plans
0:50:26 Life Insurance Inside a 401(k)
0:53:40 Rolling an IRA to Buy Life Insurance
0:56:22 Why Buy Insurance Inside a Plan
0:59:47 Long-Term Care and Section 105 Plans
1:03:31 PPLI: The Super Roth Explained
1:05:11 Upgrading a Policy With a 1035 Exchange

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*This video is for entertainment purposes only and is not financial or legal advice.

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