Follow your favourite podcasts, listen offline and in the car with CarPlay and Android Auto, and always pick up where you left off. Free to try.
Are today’s market highs a sign of strength—or a reason for caution? In this episode of Dollars & Sense, Joel Garris breaks down what investors should pay attention to as stocks sit near record levels, inflation remains sticky, and interest rate uncertainty continues to shape the financial landscape.
Joel also tackles one of the biggest quiet risks in personal finance right now: holding too much cash. While cash can feel safe, staying overly conservative for too long can create long-term consequences for growth, purchasing power, and retirement success.
Then, in a practical and timely segment, Joel walks through a retirement readiness checklist—covering income planning, Social Security, taxes, health care, legal documents, and the lifestyle questions many people overlook.
If you’ve been wondering whether to stay invested, move money out of cash, or prepare more intentionally for retirement, this episode offers clear, practical guidance to help you make smarter financial decisions.
💵 About Dollars & Sense: 💵 Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.
👉 Visit our website: nelsonfinancialplanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.
About Joel Garris: Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.
